Keeping Android development separate from private account

Question

I am planning to publish an android app in the google play store in the near future. I am planning to charge a small amount of money through the play store, no advertisement.

My google AdSense account was locked a while ago and I am still not sure about the reason (google doesn't specify any). Because of this incident I became aware of how dependent I am on the goodwill of google.

Therefore I would like to separate my android development as much as possible from my private account. However, of course, I don't want to violate any company policy regarding multiple accounts.

After reading around for a while I am rather certain that using a separate google account for android development is permitted (maybe somebody can confirm this, just to be sure?).

However, I am not sure about the google wallet account that is required. I have a private wallet account that is registered with my credit card. I only have one credit card. Am I allowed to create a new wallet account with the same credit card that I am using on my private account?

Is it going to be a problem that on my private google account my google AdSense account was disabled by google?

Is there anything I might be forgetting with my setup?

Thank you in advance!

Answer 1

"After reading around for a while I am rather certain that using a separate google account for android development is permitted (maybe somebody can confirm this, just to be sure?)".

Google confirms it in Protect your developer account article:

Use a different account for your developer account

If your developer account is linked to your personal Google Account, consider creating a new account to use for your developer account. This way, if one account is compromised, the other account can still be secure.

If you’ve already registered, our support team can transfer your apps to a new account. To transfer your apps to a different account, register a new developer account, then prepare and request the transfer with our support team.

Note: If you close your old account, we will refund your original $25 registration fee.

Answer 2

Google's official Android Developers blog indeed recommends using a separate account, and if you have already signed up with your personal account you can get the fee of registering the separate account reimbursed.

(was trying to find that post since I was about to switch my developer account myself and forgot the details, and found this post instead)