CODEWITHSUNDEEP
paypal
user3162594
user3162594

Reputation: 1

Ways to STOP accepting Paypal Credit Debit cards

I sell digital goods that get send automatically when a transaction is complete and am using Paypal express, when a customer checks out to the Paypal page they have 2 choices:

  1. login and pay with Paypal

  2. Create a Paypal account and pay with card (I get so many chargebacks from this as anyone with a stolen card can create an account there and then! they don't have to wait 4 days to be verified!)

I've come up with a few ways to stop a transaction, does anyone know if these can be done?

  1. If customer pays with card, the redirect code sends them somewhere else (error page) so that my code in the store doesn't see a complete transaction.

  2. Is there a way to see if a transaction was made using a card, I think maybe on paypal pro, but will that info show up on my store, eg: IPN or would I have to log in to paypal to see it?

  3. Is there an API out there that can see if a card was used and give my store the details, I would then have code like this: if payment type card then don't send digital goods, if payment type paypal then send digital goods.

Any help would be great. Thanks

Upvotes: 0

Views: 932

Answers (1)

Machavity
Machavity

Reputation: 31654

If I were you I would integrate Express Checkout into your system. It's free, doesn't offer credit cards and you have more control over the process.

If you want to offer cards, use Payments Pro and couple it with Fraud Management Filters, which would afford you considerably more control over what cards you accept and decline.

In both cases you don't need to wait for an IPN. The API call itself will directly return the response you need.

Upvotes: 0

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