doubts regarding Google Merchant account required to publish games having in app purchase

Question

this is my first question here. so the thing is

• I have developed an android game having In App Purchase feature
• I have used my friend's debit card to pay $25 to get a developer
  account on google play.

My doubts are

• How do I get money of In App Purchased products?(I know that Google merchant account is required for that. But I want to know more in detail)
• Can we transfer that money to our bank accounts?
• If 'Yes' then can I link my own bank account to google merchant account or it will be transferred to the account of my friend whose debit card I have used to pay $25 ?

sorry if my questions seems to be confusing. I am new to all this and didn't get any solution from google.

Please help me guys. Thank you!

Answer 1

When you create a Google Merchant Account, there is a section called Payment settings.

Here you can set Payment schedule and Payment method.

Payment schedule: The payment schedule is not changeable, but you can apply a self-hold to prevent payout. Please note that changes to the self-hold must be made before the 21st of the month to affect the current month’s payment cycle.

Payment method: This section allows you to select one of the payment methods available to you based on the country of your business address.