iOS - Payment issue using Paypal iOS SDK

Question

I've used Paypal iOS SDK for Payment purpose, since a week I've been facing a problem with payment process. Getting an error like

"Declined by Fraud Service: 11611-Transaction blocked by your settings in FMF".

Since a year it had been working fine and I haven't changed anything from its integration part but recently (suddenly) I'm getting an error. Is there any update required with settings of iOS SDK? I tried to look around this link (https://developer.paypal.com/docs/classic/fmf/integration-guide/FMFIntro/) but could not find exact solution for mobile app. Pl. help if any one is aware about this error.

Answer 1

I found an answer to this question. There is no technical solution of this problem. Question has an answer to a question. Reason for this error is Activation of Fraud Management Filters. Fraud Management Filters (FMF) filters fraudulent transactions.

Following sample possible reasons provided by Paypal for such error:

• Country Monitor filter, which identifies transactions based on the country of origin
• Card Security Code Mismatch filter, which identifies transactions with differences in the credit card security code. (When a customer tries to checkout using an incorrect/mismatch billing address, cvv or expired date registered with the card.)
• Maximum Transaction Amount filter, which identifies transactions whose value exceeds a specified amount
• Total Purchase Price Minimum filter, which identifies transactions that are less than a specified amount

In my case actual issue and reason for this error was: Customer had provided wrong/incorrect information about payment card, which was filtered by Paypal as fraudulent activity. And rejected transaction for that customer.

I solved this problem by informing customer to register this information in its account and verify the same to Paypal.