CODEWITHSUNDEEP
node.jsstripe-paymentspayment-gateway
Dhana
Dhana

Reputation: 563

How to validate if the Credit card is valid or not through Stripe

I wanted to check if the Credit card details are valid or not. Precisely not just the format but if at all that these details are valid or not. Is there a way to check that through Stripe API.

If no, is there a way to make a payment of zero dollars. Does Stripe deduct any payment charges (any additional charges) in that case?

I prefer doing this through Stripe Javascript(Node js) SDK.

Upvotes: 0

Views: 2990

Answers (2)

VIkash
VIkash

Reputation: 1

Creating a Payment Method (or legacy Token) on Stripe does not validate the card. Tokenization simply takes raw card details and converts them to a Payment Method/Token, it mostly just runs a Luhn check to verify if the card number is valid.

Validation occurs when you:

1. attach a Payment Method to a Customer
2. confirm a SetupIntent

After creating a Payment Method, you should attach the Payment Method to a Customer (server-side) which will validate the card immediately, and if it does not validate, throw an error, in which case you can prompt your customer to enter a new card in your mobile app. You can get a clear idea from here.

Upvotes: 0

JubasNTC
JubasNTC

Reputation: 31

You can try "stripe.tokens.create" to create a credit card token. The code for creating the token is shown below:

'use strict';

const stripe = require('stripe')('sk_test_4eC39HqLyjWDarjtT1zdp7dc');

const token = await stripe.tokens.create({
  card: {
    number: '4242424242424242',
    exp_month: 4,
    exp_year: 2022,
    cvc: '314',
  },
});

This code returns the created card token if successful. Otherwise, this call raises an error. You can read about this method at this link.

Upvotes: 3

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