CODEWITHSUNDEEP
stripe-payments
bmiskie
bmiskie

Reputation: 627

How to use ACH payments in North America with stripe payment Intents

attempting to use a payment method of a ACH payment...but I can't figure out how to do it. Theoretically the documentation here says I can.

https://stripe.com/payments/payment-methods-guide#for-professional-services

However when I go here: https://stripe.com/docs/api/payment_methods/create#create_payment_method-type

I see 'card' listed, but I do not see anything related to 'bank' or 'ach' or 'check' so I am confused.

I have no issues following their instructions to manually create a "bank" object programmatically, and then making then making that bank object a "source" as shown here:

const bank_submit_object = {
  "object": 'bank_account',
  "country": 'US',
  "currency": 'usd',
  "routing_number": routing_number,
  "account_number": account_number,
  "account_holder_name": account_name,
  "account_holder_type": account_type
}
const bankAccount = await stripe.customers.createSource(
  'customer_id',
  { source: bank_submit_object }
);

My problem is sources is listed as an Older api https://stripe.com/docs/sources

And previously to today (the warnings are gone today for some reason), the documentation would flash a warning saying sources are the old way of doing things and to stop doing it.

So in order to do things the new way, can somebody help suggest how to do ACH payments using payment methods and NOT sources.

Thanks guys.

Upvotes: 0

Views: 706

Answers (1)

Brendan Moore
Brendan Moore

Reputation: 1306

This is not supported by the current public API. For payments using ACH today, you should follow this guide using the legacy Charges API.

Note the callout at the top mentioning a beta for ACH payments using Payment Intents. If you're interested in that, you should fill out the linked form.

Edit 2022: The new Payment Methods & Payment Intents API support for ACH direct debit has since been released. See here: https://stripe.com/docs/payments/ach-debit

Upvotes: 3

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