CODEWITHSUNDEEP
banno-digital-toolkit
Brian
Brian

Reputation: 1

Unable to determine type of account from banno consumer api

When my plugin retrieves data from the banno consumer api, Credit Cards, Mortgages, and Investment accounts are all coming through with an account type and subtype that look like this

type: "Third Party"
subtype: "Other"

My plugin needs to be able to determine the difference between these types of accounts, however the Banno consumer api does not define Credit Card or Mortgage as an account type. Furthermore, the documentation states that the subtype field should not be used.

Does the banno consumer api provide any way to accurately determine the type of Credit Card, Mortgage, Investment, or any of these "Third Party" accounts?

Upvotes: 0

Views: 109

Answers (1)

Jaime Lopez Jr.
Jaime Lopez Jr.

Reputation: 671

The accountType of "Other" is a result of the way that an account is configured within the underlying core (and there are 4 cores that Jack Henry supports..3 for banks and 1 for credit unions).

There often isn't much information available within the core itself about the account, which is how you end up with an accountType of "Other" and accountSubType of "Third Party".

There are credit cards represented (with accountType of "Line of Credit" and accountSubType of "Credit Card"), depending upon the configuration.

Mortgages generally aren't represented directly via accountType and accountSubType and the best that is known from the core is that the account is some type of "Loan".

Upvotes: 0

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