CODEWITHSUNDEEP
payment-gatewaypaymentupi
chaha0s
chaha0s

Reputation: 128

Using UPI payments without any payment gateway APIs

Wanted to understand if we can use UPI payment methods without using APIs from any PGs.

Have seen this flow in some apps where they directly show UPI apps like paytm, phonepe, etc. Upon entering the amount and selecting the app, the app is directly opened and confirmation of payment failure/success is given to the main app as well.

Tried finding but could not, how can I create UPI payment requests and verify them as well, without using any PG APIs.

Thanks

I could only see PGs or APIs provided by bank to implement this.

Upvotes: 1

Views: 575

Answers (1)

Plural by Pine Labs
Plural by Pine Labs

Reputation: 26

To generate UPI payment options that the respective apps recognize, you would need a UPI deep link.

You can create these deep links through:

  • APIs provided by Payment Gateways.

  • APIs provided by Banks.

If you use the above-mentioned channels, the benefits include:

  • Comprehensive validations.

  • Reconciliation support.

  • Platform-level management (iOS/Android), as UPI behavior varies across platforms.

Upvotes: 0

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